What is CVV2 / CVC2?

The Card Validation Code 2 (CVC2) or Card Verification Value 2  Code (CVV2) provides consumers with added credit card transaction security by requiring additional numbers located on the actual credit card.

The CVC2 / CVV2 code is the three-digit code located after the credit card number on the back signature strip of Visa, MasterCard, and JCB cards, and a four-digit code on the front of all American Express cards (see example below). Please locate this number and enter it in the CVV2 / CVC2 box.

Look for the 3 DIGIT code on BACK of card to the right

Visa, MasterCard & JCB
Card Validation Code
 
The 3-digit, non-embossed number printed on the signature panel on the back of the card immediately following the credit card account number. This number is required as an additional security precaution.
 
Look for the 4 DIGIT code on FRONT of card to the center right

American Express Cards
Card Validation Code
 
The 4-digit, non-embossed number printed above your account number on the front of your card. This number is required as an additional security precaution.

 

What is the Security Code?
It is an important new Internet security feature that now appears on the back of most Visa / MasterCard / JCB cards, and on the front of American Express cards. This new code is a three or four-digit number which provides a cryptographic check of the information embossed on the card.

The security code helps validate that the customer placing the online order actually has the credit card in his/her possession, and that the credit/debit card account is legitimate.

How does my Security Code protect me?

The security code is only printed the card and it is not contained in the magnetic stripe information nor does it appear on sales receipts or billing statements - you must have the card in your possession in order to use this code.

Card Security Codes are not raised, so they are not scanned into standard credit card readers. In theory, these numbers are only visible to you. When you give your Card Security Code to a merchant, you assist the merchant in verifying that the order is being placed by you, the card holder. Also, it is illegal for merchants to keep records of your Security Code in any way. Merchants are only allowed to keep the Security Code for as long as it takes to bill your order. Once billing is complete, there must be no records of the code. Neither database storage nor physical document storage is allowed. BMT Micro follows these restrictions to the full extent.

Do I have to enter this Security Code?
If this code is printed on your card, YES, you must enter the code. Visa / MasterCard / JCB / and American Express now require Internet stores to obtain the security code for all cards that have a code printed on them. In order for this transaction to be accepted and processed, you must enter this code if it's printed on your card. This is done for your protection.

***If your European or Asian credit card does not have a Security Code, you may enter the letter X or call/fax your order.

What if I cannot read my number?

If you cannot read the number on your card, enter the letter "I" as in "illegible" in the CVV field. This will let your bank know that the number is there, but cannot be read. Putting in an "X" instead of an "I" may cause your bank to deny the sale.