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What is CVV2 / CVC2?
The
Card Validation Code 2 (CVC2) or Card Verification Value 2 Code (CVV2) provides consumers with added credit card
transaction security by requiring additional numbers located on the actual credit card.
The CVC2 / CVV2 code is the three-digit code located after the
credit card number on the back signature strip of
Visa, MasterCard, and JCB cards, and a four-digit code on the front of all
American Express cards (see example below). Please locate this number and enter it in the CVV2 / CVC2 box.
Visa,
MasterCard & JCB
Card Validation Code
The 3-digit, non-embossed number
printed on the signature panel on the back of the card
immediately following the credit card account number. This number is
required as an additional security precaution.
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American
Express Cards
Card Validation Code
The 4-digit, non-embossed number
printed above your account number on the front of your card.
This number is required as an additional security precaution.
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| What is the Security Code? |
| It is
an important new Internet security feature that now appears on the back
of most Visa / MasterCard / JCB cards, and on the front
of American Express cards. This new code is a three or four-digit
number which provides a cryptographic check of the information embossed
on the card.
The security code helps
validate that the customer placing the online order actually has the credit card
in his/her possession, and that the credit/debit card account is
legitimate.
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How does my Security Code protect me?
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The security code is only printed the card
and it is not contained in the magnetic stripe information nor does it appear on
sales receipts or billing statements - you must have the card in your possession
in order to use this code.
Card Security Codes are not raised, so they
are not scanned into standard credit card readers. In theory, these numbers are
only visible to you. When you give your Card Security Code to a merchant, you
assist the merchant in verifying that the order is being placed by you, the card
holder. Also, it is illegal for merchants to keep records of your Security Code
in any way. Merchants are only allowed to keep the Security Code for as long as
it takes to bill your order. Once billing is complete, there must be no records
of the code. Neither database storage nor physical document storage is allowed.
BMT Micro follows these restrictions to the full
extent.
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| Do I have to enter this Security
Code? |
If this code is printed on your
card, YES, you must enter the code. Visa / MasterCard / JCB / and
American Express now require Internet stores to obtain the security code for all
cards that have a code printed on them. In order for this transaction to be
accepted and processed, you must enter this code if it's printed on your card.
This is done for your protection.
***If your European or Asian credit card does not have a
Security Code, you may enter the letter X or call/fax your
order.
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What if I cannot read my number?
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If you cannot read the number on your card,
enter the letter "I" as in "illegible" in the CVV field. This will let your bank
know that the number is there, but cannot be read. Putting in an "X" instead of
an "I" may cause your bank to deny the sale.
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